1. Introduction

Welcome to IRIS MSME, an initiative by IRIS Business Services Limited, designed to support and empower Micro, Small, and Medium Enterprises (MSMEs) through access to schemes, compliance tools, and market opportunities. By using our website, mobile app (IRIS Peridot), and associated services (“Platform”), you agree to comply with and be bound by the following terms and conditions.

2. Eligibility

Use of the Platform is available only to individuals or entities who are competent to contract under applicable laws. By registering or using this Platform, you confirm that you are eligible under Indian laws.

3. Use of Services

• The services are provided solely for informational and facilitation purposes to assist MSMEs.
• You agree not to use the Platform for any unlawful, fraudulent, or unauthorized purposes.
• IRIS MSME reserves the right to suspend or terminate your access if your use violates any applicable laws or these terms.

4. Account and Data Responsibility

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us immediately in case of any unauthorized use or breach of security.

5. Intellectual Property

All content on the Platform, including text, graphics, logos, icons, and software, is the property of IRIS Business Services Limited or its partners and is protected under applicable intellectual property laws. Unauthorized use of any content may result in legal action.

6. Third-Party Services

The Platform may include links or integrations with third-party websites and services. IRIS MSME is not responsible for the accuracy, availability, or reliability of such third-party resources.

7. Limitation of Liability

IRIS MSME is not liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use the services, including but not limited to loss of data, profits, or goodwill.

8. Changes to Terms

We may revise these Terms and Conditions from time to time. Continued use of the Platform constitutes your acceptance of any changes made.

9. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of the courts of Mumbai.